In-hand salary calculator (India)
Turn your CTC into monthly take-home pay under the new or old tax regime, with PF, professional tax and HRA.
₹
Tax regime
City
Assumptions
%
In-hand per month · New regime
₹0
Yearly
₹0 Tax as % of CTC
0%
₹0 Tax as % of CTC
0%
■ In-hand■ Tax■ PF (both sides)■ Gratuity + PT
ComponentMonthlyYearly
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All tools →Estimate only, not tax or legal advice. Slabs, the ₹75,000 / ₹50,000 standard deduction, the Section 87A rebate (up to ₹12 lakh taxable income in the new regime, ₹5 lakh in the old), surcharge and 4% cess follow the Income-tax Act, 2025 for tax year 2026-27 (unchanged by Budget 2026); the PF cap uses the ₹25,000 wage ceiling in force from 17 September 2026. Sources: Income Tax Department, Union Budget 2026-27, EPFO. Your payslip may differ (allowances, perks, state PT rules).