Startup Directory
Top Fintech Startups in India - 2026
Last updated: · 88+ companies
Fintech startups in India are easier to evaluate when company discovery is tied to founder profiles, funding signals, and adjacent newsroom context. This page is built to help readers compare companies working on payments, lending, and financial infrastructure without relying on thin list pages. Companies such as Razorpay, Perfios, and CredAvenue show how quickly the category can move when product depth and distribution align. In 2026, distribution quality and regulation are separating strong operators from weak ones. That makes this directory useful for founders, investors, operators, and buyers who want faster startup research with cleaner context.
Razorpay
Payments and business banking stack for startups and enterprises.
Last round: Series D $100M
CClearTax
ClearTax India helps individuals prepare their Income Tax Return online. FinTech Accounting
Last round: Series C Sequoia, Founders Fund, $75M Series C in 2021, $700M valuation
CCapital
Building better tools for founders, starting with an automated fundraising tool FinTech Software
Last round: Seed Andreessen Horowitz, $7M Seed in 2021
BBukuWarung
Indonesian accounting app for small enterprises BukuWarung. FinTech Accounting Software
Last round: Series A Y Combinator, $60M Series A in 2021, $225M valuation
LLuko
Luko is a neo-insurance company that provides home insurance and security technology. FinTech Home Insurance
Last round: Series B Founders Fund, Accel, $60M Series B in 2020
PPAYFAZZ
PAYFAZZ is an agency-based financial platform that facilitates digital transactions and payments. FinTech Payments
Last round: Series B Y Combinator, $53M Series B in 2020
BBelvo
Powering the next generation of financial services in Latin America FinTech Banking
Last round: Series A Founders Fund, $43M Series A in 2021
CFCapital Float
Capital Float is an online platform that provides working capital finance to SMEs. FinTech Small & Medium Businesses
Last round: Series D Sequoia, $4M Series D in 2021, $202M valuation
FIFamPay India
Driving the smart generation from cash to digital through India's first payments app for teenagers FinTech Apps
Last round: Series A Y Combinator, $38M Series A in 2021, $350M valuation
CCashFree
Cashfree enables businesses in India to collect payments and make payouts. FinTech Payments
Last round: Series C Y Combinator, $35M Series C in 2021, $200M valuation
RRebank
The best banking experience for high-growth startups FinTech Banking
Last round: Seed Y Combinator, $3M Seed in 2019
AAnyfin
Anyfin puts a stop to overpriced financial products to save money on private loans by taking a photo. FinTech
Last round: Series C Accel, $30M Series C in 2023
SSpenmo
Spenmo is a Singapore based payment card solution that automates expense reports and simplifies your spending. FinTech SaaS Enterprise Software
Last round: Series A Y Combinator, $2M Series A in 2021
RRupeek
Online gold loans at your doorstep FinTech Lending
Last round: Series E Sequoia, Accel, $16M Series E in 2022, $634M valuation
EEduvanz
Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance. FinTech Lending EdTech
Last round: Series B Sequoia, $14M Series B in 2020, $70M valuation
PPrevise
Previse has pioneered algorithm-driven invoice payment decisions. FinTech Payments Small & Medium Businesses
Last round: Series A Bessemer, $11M Series A in 2020, $44M valuation
FFriz
Freelancers and entrepreneurs dont fit the mould of traditional banking, which is why Friz is here! FinTech Credit Cards Banking
Last round: Seed Y Combinator, $1M Seed in 2021, $10M valuation
VVertoFX
VertoFX is a B2B currency exchange marketplace for international businesses. FinTech Marketplace
Last round: Series A Y Combinator, $10M Series A in 2021
CCover
Cover allows its users to insure anything by taking a picture of what they need to insure. FinTech Insurance App
Last round: Series B Y Combinator, $10M Series B in 2019
SScripbox
Cutting through the noise & clutter with a sharp focus on #investing. No Jargon. No Bias. No Fees. FinTech Investment
Last round: Series D Accel, $10M Series D in 2021
ISInnoviti Solutions
India's leading payment solutions company FinTech Payments
Last round: Series E Bessemer, $10M Series E in 2024, $177M valuation
WHWeLab Holdings
WeLab is a Hong Kong-based fintech company offering virtual banking and consumer financing solutions. FinTech
Last round: Series C Sequoia, $75M Series C in 2021, $1.0B valuation
KKredX
KredX is an online invoice discounting platform where business owners get an opportunity to raise funds for their working capital needs. FinTech Lending
Last round: Series A Sequoia, $7M Series A in 2016, $26M valuation
BankBazaar
Consumer financial marketplace for credit products and advisory.
Last round: Series C $45M
RRoutable
Routable provides service to send and receive business-to-business payments. FinTech Payments
Last round: Series B Y Combinator, $42M Series B in 2021
FFondeadora
Fondeadora is a digital banking services company that eliminates inefficiencies of traditional banking. FinTech Banking
Last round: Series A Y Combinator, $14M Series A in 2020
OOnlinePajak
OnlinePajak simplifies tax reporting process with instant, hassle-free, and secure online tax management technology. FinTech Accounting
Last round: Series C Sequoia, $12M Series C in 2021
GGotrade
Gotrade enables anyone in the world to invest commission free in fractional US stocks. FinTech Investment
Last round: Seed Y Combinator, $7M Seed in 2021
CCredy
Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use. FinTech Lending
Last round: Seed Khosla Ventures, Y Combinator, $1M Seed in 2018
MMonzo
Monzo is a digital-only bank platform and marketplace that allows customers to access a range of products and services. FinTech Banking
Last round: Growth Y Combinator, Accel, $475M Series H in 2021, $4.5B valuation
TToss
Toss is a mobile finance platform used to simplify the payment procedure. FinTech Payments
Last round: Growth Kleiner Perkins, Bessemer, $80M Series H in 2021, $1.2B valuation
FCFunding Circle
Funding Circle is a lending platform for small businesses. FinTech Small Business Lending
Last round: IPO Accel, Post-IPO, $350M valuation
WWorkPay
WorkPay is a payroll processing company for small and medium sized businesses in Africa. FinTech Payroll Software
Last round: Growth Y Combinator, Raised $2M in 2020
GGimBooks
GimBooks offers a cloud-based and mobile-first bookkeeping and business management platform. FinTech Accounting SaaS
Last round: Seed Y Combinator, $0 Seed in 2021, $16M valuation
NNubank
Nubank is a digital bank that offers digital credit cards, transfers, and payments. FinTech Banking
Last round: IPO Sequoia, Founders Fund, Post-IPO, $41.0B valuation
TTransferWise
Money transfer service allowing private individuals and businesses to send money abroad without hidden charges. FinTech
Last round: IPO Andreessen Horowitz, Post-IPO, $7.0B valuation
GgoDutch
GoDutch is a fintech application that powers group payments. FinTech Split Payments App
Last round: Growth Y Combinator, Raised $2M in 2020
CCredPal
Credpal allows consumers buy anything across online and offline merchants and pay for it in installments FinTech Flexible Payments
Last round: Growth Y Combinator, Raised $2M in 2020
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Frequently Asked Questions
Practical questions readers ask before comparing companies, founders, and market momentum.
What does this fintech page track?
It tracks startups associated with fintech, along with linked founder profiles and related market context on 100Xfounder.
Why is fintech important in 2026?
Because distribution quality and regulation are separating strong operators from weak ones.
Can I use this page for founder research?
Yes. Each company route connects discovery to deeper founder and company-level validation.
How should investors compare these startups?
Use founder quality, category positioning, and current funding context instead of relying on headlines alone.
Is this page only for Indian companies?
It is optimized for India-focused discovery, while still supporting cross-border research where relevant.