# Credit Risk Operations Associate

- Link: https://100xfounder.com/job/stripe-credit-risk-operations-associate-ac95e5/
- Published: 2026-08-07T14:28:44+05:30
- Author: Ishaan Vardhan

### Who we are

### About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—
from the world’s largest enterprises to the most ambitious startups—use Stripe to
accept payments, grow their revenue, and accelerate new business opportunities. 
Our mission is to increase the GDP of the internet, and we have a staggering amount
of work ahead. That means you have an unprecedented opportunity to put the global
economy within everyone’s reach while doing the most important work of your career.

### About the team

Stripe was built with simplicity in mind. We strive to deliver frictionless experiences
for all of our users, whether they are an Independent Business, Startup, SMB, or
Enterprise and our mission is to provide all Stripe Users with the best support 
experience possible. Today, Stripe handles over a million support cases per year
and processes millions of internal transactions. We’re going to achieve excellence
by thinking of support in a novel, solution-oriented way, and viewing operations
as an integral enabler of all of Stripe’s growth.

Stripe is launching Stripe Delivery Centers – a brand new global team to design,
implement and grow Stripe’s operations for the next decade. We are looking for dynamic
and curious people that have a passion for solving global user issues, building 
operations, drive process improvement and want to play a front-line role in building
this new operational capability for Stripe and accelerating Stripe’s growth. If 
you like challenging, scaled problems and are an amazing teammate, we want to hear
from you!

### What you’ll do

The credit risk operations team plays a critical role in ensuring a healthy financial
ecosystem for businesses around the world. This team will directly impact the company’s
bottom line and growth capabilities by supporting new and emerging businesses. The
Credit Operations team is responsible for conducting credit risk assessments, underwriting
small and mid-size users, and proposing mitigation strategies that enable Stripe
to take smart risks for our users.

### Responsibilities

 * Work with merchants, from successful venture-backed startups to well established
   institutions; evaluating their business models and financial statements
 * Help manage Stripe’s portfolio by developing a deep understanding of risk across
   industries, geographies, and operating models
 * Identify differing risks of complex business models and enforce appropriate loss
   mitigation actions based on your assessment
 * Utilize analytics to optimize strategies which can be enforced across Stripe’s
   portfolio
 * Identify risk factors and trends and further report these identifiers to the 
   wider risk team to ensure consistency in partnership
 * Identify gaps in current systems, policies and strategies, and recommend enhancements
   and process improvements
 * Have an opportunity to learn how Stripe operates from ground up and make a real
   impact on the future on organization
 * Be a part of building a brand new team and operational culture for Stripe
 * Partner with global operations specialists or business process owners to run 
   a critical workflow

### Who you are

We’re looking for someone who meets the minimum requirements to be considered for
the role. If you meet these requirements, you are encouraged to apply. The preferred
qualifications are a bonus, not a requirement.

### Minimum requirements

 * A minimum of 2+ years of experience with knowledge of commercial credit underwriting,
   financial risk modeling and cash flow forecasting
 * Ability to transform business and financial data into a cohesive narrative that
   outlines potential credit risks
 * Strong knowledge of accounting principles and comfort with evaluating financial
   statements and business models across a range of industries
 * You excel in analytical thinking and problem solving
 * You have a process-oriented mindset and ability to get things done
 * You enjoy working in an in-office environment with strong cross team collaboration
   and support
 * You are able to prioritize and enjoy working in a quick-moving environment
 * You are humble and have a proven track record for working well across teams and
   with external partners
 * You’re willing to work (no more than) one weekend day each month – you’ll receive
   a weekday off the following week; the SDC operates during daytime hours with 
   shifts from the morning through early evening

### Preferred qualifications

 * Degree/diploma in Finance or Accounting
 * Experience in payments, e-commerce, or fintech mitigating credit risk