# Program Management (Scheme Management) – Senior Manager- Lending EMI

- Link: https://100xfounder.com/job/paytm-program-management-scheme-management-senior-manager-lending-emi-34bfe9/
- Published: 2026-09-17T17:32:11+05:30
- Author: Ishaan Vardhan

### About Paytm

Paytm is India’s leading financial services company offering full-stack payments
and financial

solutions to consumers, merchants, and online platforms. Our mission is to bring
half a billion

Indians into the mainstream economy through payments, commerce, banking, investments,
and

financial services.

**Profile:** Scheme Management |

**Vertical:** Lending EMI |

**Role:** Program Management |

### About the role

Own scheme design, launch, and lifecycle management for Lending EMI — offers, eligibility
constructs, commercials, and performance. You will ensure schemes are commercially
sound, operationally executable, and compliant, and that they deliver intended business
outcomes.

### Key responsibilities

 * Design and manage EMI schemes (tenure, ROI / subvention, eligibility, ticket 
   size, product / partner constructs).
 * Own scheme lifecycle: ideation → business case → approvals → launch → monitoring
   → refresh / sunset.
 * Partner with Sales, Product, Credit, Finance, and lenders on scheme constructs
   and go-to-market.
 * Analyse scheme performance (volume, conversion, margin, risk, partner ROI) and
   recommend changes.
 * Maintain scheme inventory, version control, circulars / communications, and audit-
   ready documentation.
 * Ensure schemes align with credit policy, regulatory / compliance requirements,
   and commercial guardrails.
 * Coordinate Tech / Ops enablement so schemes go live correctly in systems and 
   processes.
 * Run scheme performance reviews with leadership and drive course corrections.
 * Support competitive benchmarking and new scheme ideation for growth segments.

### Why join us

We support our people by providing a range of flexible working options so they can
work in the way that best suits them. We also offer you the opportunity to develop
your career, working in a diverse and inclusive workplace where the diverse backgrounds,
perspectives and life experiences of our people are celebrated and create a great
place to grow, thrive and belong. Most importantly, for us Work is Fun!!

### Compensation

If you are the right fit, we believe in creating wealth for you with enviable 500
mn+ registered users,21 mn+ merchants and depth of data in our ecosystem, we are
in a unique position to democratize credit for deserving consumers & merchants –
and we are committed to it. India’s largest digital lending story is brewing here.
It’s your opportunity to be a part of the story! democratize credit for deserving
consumers & merchants – and we are committed to it. India’s largest digital lending
story is brewing here.